Baton Rouge Motorcycle, Boat and RV Insurance

When you are ready to go outside and play, it’s great fun to power up your boat or ATV, or cruise the country on a motorcycle. Insurance—the right protection for you and your toy—provides peace of mind so you can thoroughly enjoy your recreational vehicles.

At Lanoix Insurance, Bryan, David and Randy help our clients determine what coverage they need and find it at rates they can afford. Since we have access to a number of insurance companies, we are able to provide personal, custom solutions.

Serving Baton Rouge and the River Parishes

From offices in Port Allen and Lutcher, we serve communities including Plaquemine, Addis, Port Allen, Zachary and St. Francisville, Louisiana. When we provide an insurance quote for your motorbike or boat, we will look for opportunities to save you money. You may benefit from a multi-policy discount if we find you can insure your home and auto with the same company as your motorbike or camper. We will watch for any coverage gaps or overlaps, customizing your total insurance package to your needs.

Stay Afloat—Insure Your Boat

Your boat is an all-in-one ticket to water sports, whether you use it for fishing, waterskiing, wakeboarding, sailing or lounging around in the sun. It also represents an investment, and in the case of a serious accident, you can be held responsible. Your boat insurance needs may be met under your homeowners policy, or you may need a separate policy to provide the right protection. Factors your agent may discuss before making a recommendation on your watercraft are size, age, high-value features, where it is stored and engine power. In Louisiana, boat insurance is not mandatory, so you may want to look into uninsured boat owner’s coverage, which covers your costs if you are injured or your boat is damaged in an accident with someone who does not have enough coverage.

Motorcycle Insurance—What to Watch for

Whether you are hitting the trails with a dirt bike or commuting to work on a road bike, your ride will come with risks. Here in Louisiana, helmet laws require all riders to have head protection, which is proven to reduce the risk of brain injury for riders who are in accidents. But collisions still do happen, and even a minor crash can take a toll on both bike and rider. Two-wheeled vehicles are less visible, and drivers are less protected, than automobiles. Bikes are also vulnerable to theft and vandalism. At Lanoix Insurance, your agent will help you choose coverage that will cover your investment and protect against the cost of medical treatment.

Off-Road and ATV Insurance Policies

Whether you are a weekend warrior on your off-road vehicle, your UTV or ATV is essential to your business operation, or you participate in races and other events, it’s important to have the right insurance in place. Four-wheelers and trikes are vulnerable to theft and a collision can be a disaster. Without an insurance policy that covers your recreational vehicle, you may be left to pay out of pocket to replace or repair your machine

Many people aren’t familiar with the different types of policies that are offered to cover extra vehicles like ATVs and dirt bikes. Simply ask us for a free insurance quote. We will offer our guidance and expertise on which policies will be best for you, and we’ll be right there by your side in case you ever need to file a claim or have questions about your coverage.

RV Insurance Policies

There are several different options to consider when it comes to RV coverage:

  • Comprehensive collision coverage will reimburse you for damage to the camper or mobile home in case of an accident. This is similar to your car insurance, with a deductible and specific amount of coverage for the RV.
  • Guaranteed total loss replacement covers the cost of a replacement vehicle if your RV is seriously damaged.
  • Emergency expense policies can cover hotel and rental car expenses if something happens to your RV while you’re on the road.
  • Policies that cover personal belongings will replace valuables that are used with your RV.
  • Roadside assistance pays for expenses to repair your vehicle and provides towing or other services while traveling.
  • Vacation/premises liability covers individuals who are injured while in your RV or if there is property damage at a campsite.

Come Get a Free Quote

No matter what kind of insurance you need, we can provide you with a free quote, whether it’s a quote for motorcycle insurance, ATVs or dirt bikes, boat insurance or RV insurance. Come talk to our professional agents at Lanoix Insurance Agency to find the right policies at the right prices to insure your recreational equipment.

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