Secure Your Home and Have a Worry-Free Vacation

Going on vacation is supposed to be a relaxed stress free time for most homeowners, but it is important to remember to take all the necessary precautions to secure your property while you are away. Although many people rely on their homeowners insurance policy to help them recover after a break-in, most people want to avoid making that claim in the first place.

FBI statistics indicate that:

  • 2,000,000 home burglaries are reported each year in the United States.
  • About 30 percent of all burglaries are through an open or unlocked window or door.
  • The highest percent of burglaries occur during the summer months.
  • Homes without security systems are up to 300 percent more likely to be broken into.

Before leaving on vacation, be sure all doors and windows are locked. If you have an automatic garage door, unplug the power. You may want to consider installing an alarm system, which is the best way to deter home break-ins.

Many homeowners do not realize that identity theft is a major reason for burglaries. Any identifying documents you have in the home should be stored in a locked, immobile safe. Never leave mail or other personal paperwork on a counter or desk. If thieves gain entry to your home, one of the first things they look for is personal information of which they can use to steal your identity and destroy your credit.

You can also protect your home and your finances by being a good neighbor. Agree to watch each other’s homes while on vacation. Offer to pull their trash to the curb if they’ll do the same for you. A well trusted neighbor could even collect your mail so it doesn’t overflow in the box, bringing attention your absence. You may want to ask the post office to hold your mail until you return, however.

Some of these steps, such as installing a burglar alarm system, can save you considerably on your homeowners insurance premium. Before leaving on vacation, many homeowners take time to review their current insurance policy. Some plans do not cover all incidents of theft. Call us today to make sure you don’t have any coverage gaps. We can help you compare several homeowners insurance policies from a variety of providers, ensuring the policy you buy provides the best protection at the most affordable rates.